E-invoicing · Peppol · MTD

E-invoicing that writes itself during the call.

Peppol BIS 3.0 for UK NHS and EU public sector. Making Tax Digital for VAT in the UK. ViDA-ready for the EU 2028 mandate. voiceOne creates compliant invoices straight from the conversation and hands them off to your bookkeeping system. No second tool, no per-invoice fee.

Peppol BIS Billing 3.0 MTD for VAT compliant Included in plan from £29/mo HMRC bridging built-in

What you need to know in 2026

E-invoicing is moving from "nice to have" to mandatory across the EU and the UK. Whoever moves first wins on cash flow and is ready when the regulation hits.

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UK: Peppol for NHS & gov

Since 2014 NHS England mandates Peppol e-invoices via the NHS Shared Business Services. UK gov bodies follow. Without Peppol = no public sector business.

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EU: ViDA from 2028

ViDA (VAT in the Digital Age) makes e-invoicing mandatory for all intra-EU B2B by 2028. EN 16931 standard via Peppol. Member states starting earlier (Germany 01/2025, Belgium 2026, Spain 2026).

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MTD for VAT — already live

Making Tax Digital for VAT is mandatory in the UK for all VAT-registered businesses since 2022. voiceOne bridges to HMRC quarterly returns.

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Cash flow advantage

Buyers pay e-invoices 6-12 days faster than PDF (UK FSB study 2024). The cash flow improvement alone often pays back the tooling within 2 quarters.

What voiceOne does

Complete e-invoicing pipeline — receive, create, send, archive.

Create

Peppol BIS Billing 3.0

Standards-compliant invoice generation. Mandatory fields validated automatically (UK VAT, EU VAT, buyer reference). Validation against the official Peppol schemas.

  • Peppol BIS Billing 3.0
  • EN 16931-compatible
  • Validation before sending
Capture

Invoice during the call

Customer calls, wants an invoice — the AI captures line items, quantity, price during the conversation. After hang-up the draft invoice is ready for approval.

  • Speech-to-invoice conversion
  • Product master suggestion
  • UK VAT logic automatic
Receive

Incoming e-invoices automatically

Peppol attachments are auto-recognised, parsed into the internal format, validated and queued for approval. Duplicate detection, OCR fallback for legacy PDF.

  • Email IMAP integration
  • Peppol receipt via Access Point
  • HMRC-compliant 7-year archive
HMRC bridging

MTD for VAT included

Direct bridging to HMRC for quarterly VAT returns. Box-1 to Box-9 mapped automatically from your invoice data. No second software needed.

  • MTD-compliant API
  • Quarterly VAT submissions
  • Audit trail for HMRC
Public sector

NHS / gov / Peppol Access Point

Invoices to NHS Shared Business Services, Crown Commercial, local councils via Peppol. Buyer-reference validation, Access Point access included.

  • NHS SBS integration
  • Peppol Access Point
  • Buyer-reference database
Archive

7-year audit-compliant archive

Tamper-proof storage with hash chain and audit log. Process documentation template. Fully auditable for HMRC inspections.

  • Hash-chained per record
  • Audit log with timestamps
  • Accountant read-only access

voiceOne vs. Xero vs. QuickBooks

Honest comparison. We do not play e-invoicing alone — we play it as part of a phone workflow.

Feature voiceOne Xero QuickBooks
Starting price £29/month (full stack) £15 → £33 £14 → £42
Peppol BIS 3.0 create Yes Via add-on Via add-on
Peppol receive + parse Included Email-only Email-only
MTD for VAT Built-in Built-in Built-in
Invoice from phone call Yes (USP) No No
Accountant export Multi-format Sage / FreeAgent Sage / FreeAgent
NHS / gov Peppol Included Add-on Add-on
Audit-compliant archive Included Included Included
Telephony integration Full stack No No
Deep bookkeeping Solid for SMB Mature Mature

As of 05/2026 — all prices per the vendors' public pricing pages. We refresh quarterly.

How customers run it

Three real e-invoicing workflows from our customer base.

Plumbing · 6 staff

Plumbing firm in Birmingham

Customer calls, asks for an invoice for the last repair. AI pulls the job from CRM, asks for hours and parts, generates Peppol invoice and emails it instantly. Before: receptionist typed in the evening, customer got the invoice 3 days later.

Law firm · 8 lawyers

LSO-compliant billing in London

Client calls about fees. AI checks Solicitors Regulation Authority rules in the matter, generates SRA-compliant invoice with buyer reference (for public sector clients). Sage export nightly.

Consultancy · 12 consultants

Time-tracking in Manchester

Consultants log hours via voiceOne voicemail ("today 4h project Smith Ltd, advisory"). Month-end: AI generates invoice per client, validates hourly rates, sends automatically after approval.

Fully included in the voiceOne plan

£29/month
Unlimited e-invoices, Peppol creation, 7-year archive. No per-invoice fee. No add-on. No Peppol surcharge.
Peppol BIS 3.0 incl. MTD for VAT incl. HMRC bridging incl. 7-year archive incl. 14-day free trial
Start free trial Request a consultation

Book an e-invoicing consultation

30 minutes with our bookkeeping consultant. We review your current pipeline and show the migration path.

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Frequently asked questions

What's the difference between Peppol BIS and a PDF invoice?

PDF is unstructured — your customer's system has to OCR or rekey it. Peppol BIS Billing 3.0 is structured XML carried over the Peppol network — your customer's ERP receives it and posts it automatically. Result: faster payment, fewer errors, audit-ready.

Is e-invoicing mandatory in the UK?

For public sector (NHS, central government) — yes, via Peppol. For private B2B — not yet mandatory, but ViDA brings EU-wide mandate by 2028 and cross-border supply will follow. Moving now puts you ahead of the curve.

What does e-invoicing cost on top?

Nothing. Unlimited e-invoices are fully included in the voiceOne plan from £29/month. No per-invoice fee (Xero: £0.10+ per Peppol invoice on add-on), no Peppol surcharge, no accountant add-on.

Can I create invoices during a phone call?

Yes — that's our unique selling point. Customer calls, wants an invoice. The AI pulls job/appointment/time data, asks for missing details in the conversation (quantity, parts, address), generates the Peppol invoice draft and queues it for approval. You confirm with one click.

How does accountant handover work?

Multi-format export: Sage, FreeAgent, QuickBooks. Your accountant pulls the invoices daily. UK VAT coding is auto-suggested. No rekeying at the accountant's end.

What about NHS / Crown Commercial invoices?

Peppol BIS Billing 3.0 with buyer reference, sent via Peppol Access Point. NHS SBS integration included. Status updates (received / accepted / paid) processed automatically.

Are invoices stored audit-compliant?

Yes. Tamper-proof storage with hash chaining, full audit log and process documentation. 7-year retention per HMRC requirements. Accountant access as read-only role.

How does voiceOne differ from Xero and QuickBooks?

Xero and QuickBooks are mature bookkeeping tools — if you need deep accounting (balance sheets, fixed assets, 5-step dunning), stay there. voiceOne solves e-invoicing for SMBs who want telephony + CRM + invoicing in one workflow. Hybrid setup also works: voiceOne for daily ops, Xero/Sage for accounting.

Be Peppol-ready in 14 days.

No credit card needed, no setup fee. Full functionality including AI phone assistant.

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