Accounting · MTD · HMRC

Bookkeeping that happens during the call.

Photograph a receipt, take a call, raise an invoice — Sage / Xero / QuickBooks pull everything nightly. Your accountant fetches the data daily. Manual rekeying disappears. Bookkeeping hours disappear.

Sage / Xero / QuickBooks export MTD for VAT direct Open Banking sync HMRC audit-ready

Why another accounting module when Xero exists?

Xero is great accounting software — but you still type receipts into it. voiceOne removes the typing.

📲

Photograph receipt = done

Photo of delivery note, fuel receipt, invoice — the AI reads, codes, posts to your accounting system. Your accountant sees the receipt with a booking proposal.

☎️

Receipt during the call

Time-tracking by phone, invoice by phone, cash booking by phone. Every transaction lands in AR/AP straight away.

🔄

Sync, not export

Classic tools export a file once a month. voiceOne syncs continuously — your accountant sees yesterday's receipt this morning.

🛡️

HMRC audit-ready

Hash chain, audit log, process documentation. During an HMRC inspection we hand over the full history of every booking. Included.

What voiceOne does

Complete bookkeeping pipeline — receipts, postings, cash, banking, HMRC.

Receipts

Capture in 4 ways

Photo via app, email forward, drag&drop, phone dictation. AI reads receipt type, date, total, VAT, supplier — proposes a nominal code. You confirm with one click.

  • Sage / Xero / QuickBooks export
  • UK nominal codes
  • OCR + AI classification
Postings

AP / AR automatic

Receivables, payables, dunning status. Open items list live. Reminder steps automatic. Discount posting on payment.

  • UK chart of accounts
  • Auto receivables postings
  • Configurable reminder workflow
Cash

Day close in 90 seconds

Cash takings from a call or photo, till management Z-report, day-chain. AML and HMRC compliant.

  • Z-report generation
  • Till linkage optional
  • Cash book audit-compliant
Banking

Open Banking integration

Bank statements auto-imported (Open Banking PSD2), automatic matching receipt-to-booking, BACS and Faster Payments.

  • Open Banking all UK banks
  • BACS / Faster Payments
  • Auto-match payment-to-receipt
HMRC

VAT returns prepared

MTD-compliant VAT returns, CT600 prep, payroll RTI prep. AI fills the fields, you review and submit through the HMRC API directly from voiceOne.

  • MTD VAT quarterly
  • CT600 prep
  • HMRC API direct
Accountant

Hand-in-hand workflow

Your accountant gets a dedicated read-only login. Receipts, postings, AP/AR lists live. Questions resolved in the receipt chat — no more shoebox.

  • Accountant login
  • Chat tickets on receipts
  • Year-end export

voiceOne vs. Xero vs. QuickBooks

Honest comparison. We solve data capture — the depth we leave to the classics.

Feature voiceOne Xero QuickBooks
Starting price £29/month (full stack) £15 → £33 (Established) £14 → £42 (Plus)
Sage / Xero export Included Native Native
Receipt from phone call Yes (USP) No No
AP / AR postings Yes Yes Yes
Cash book / till Included Add-on Add-on
MTD for VAT Included Included Included
Payroll In preparation Add-on Included from Plus
Open Banking Included Included Included
Telephony integration Full stack No No
Depth (balance sheet, fixed assets) Solid for SMB Mature Mature

As of 05/2026 — all prices per the vendors' public pricing pages. We refresh quarterly.

How customers run it

Three real accounting workflows from our customer base.

Accountancy · 4 partners + 12 clients

Practice in Leeds

Clients work in voiceOne, receipts land daily in Xero / Sage. Practice gets pre-coded postings. Before: 2 days/client/month rekeying. Now: 30 minutes/client for plausibility review.

Trades · 14 staff

Electrical contractor in Bristol

Material receipts photographed on site (app), time billing in the evening by phone. Receptionist no longer types — bookkeeping just runs. Accountant meeting only quarterly instead of monthly.

Restaurant · 8 staff

Bar/restaurant in London

Day close call at 11pm ("today £1,847 cash, £312 card, 1 void table 7"). AI books in till, validates audit signature, posts to Xero. Accountant pulls in the morning, no more handwritten cash book.

Fully included in the voiceOne plan

£29/month
Accountant export, AP/AR, cash book, MTD. No per-receipt fee, no module add-on, no banking surcharge.
Accountant export incl. AP/AR posting incl. MTD for VAT incl. Open Banking sync incl. 14-day free trial
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Discuss your accounting setup

30 minutes with our bookkeeping consultant. We review your current setup and discuss the migration path. Your accountant is welcome to join.

Your data is used only to contact you. Privacy policy.

Frequently asked questions

My accountant uses Sage. Does this work?

Yes — that's the standard case. voiceOne generates Sage-compatible CSV. Your accountant pulls daily. No change needed at the accountant's end.

What if my accountant uses something else?

We also export Xero, QuickBooks, FreeAgent and generic CSV. That covers >95% of UK accountancy software. We confirm your stack in the kickoff call.

Am I HMRC audit-ready with only voiceOne?

Yes. We provide process documentation, hash chain, full audit log and 7-year archive. Processes signed off with two audit firms. During an HMRC inspection you hand over our documentation.

Do I file my own year-end?

Probably not. voiceOne removes the rekeying — but your year-end (balance sheet, P&L, fixed assets, provisions) stays your accountant's task. We pre-fill the data so the accountant only reviews and finalises.

Can I run my till with this (HMRC AML)?

Yes. Z-report generation, audit-compliant till linkage. For cash-heavy businesses we recommend partner till hardware for £89 one-off.

What does this cost on top of the voiceOne plan?

Nothing. Sage / Xero export, AP/AR, cash book, MTD prep, Open Banking sync are all fully included in the £29/month plan. No per-receipt fee, no module surcharge.

What's the migration path from my current tool?

From Xero / QuickBooks: 1-click import of the last 24 months, nominal codes mapped, AP/AR lists carried over. From Sage: GDPdU import. From Excel: CSV import with mapping wizard. Typical migration: 1-2 hours.

Is the MTD submission really direct from voiceOne?

Yes. We use the official HMRC API. VAT return, CT600 prep, payroll RTI are pre-filled, you review and submit with your personal HMRC credentials from inside voiceOne.

Bookkeeping by phone — live in 14 days.

No credit card needed, no setup fee. Full functionality including AI phone assistant.

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